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México Digital payments legislation advances

October 13, 2026 · Andreas Olivo

México Digital payments legislation advances The Chamber approved the proposed Ley de Economía Digital para Pagos Digitales y Electrónicos and sent it to the Senate. It would:

Recognizes the CURP Digital as an identity mechanism for digitally contracting financial services.

Require government agencies and designated businesses to accept electronic payment methods.

Promote wider use of SPEI, CoDi, QR ( Sistema de Pagos Electrónicos Interbancarios, Cobro Digital and Quick Response) payments and digital accounts.

Allow cash or checks during technological outages.

The measure encourages transaction traceability but does not itself give SAT new direct access to banking transactions.

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